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McGill.CA / International Student Services / Health Insurance (IHI)

Activate your International Health Insurance(IHI) Coverage

  1. Log on to using your student ID.
  2. Go to the Student tab.
  3. Click on International Health Insurance Menu (for students).
  4. Click on Confirm IHI Coverage.
  5. Select Confirm Coverage from the drop-down menu.
    (Congratulations! You have activated your IHI coverage)
  6. Click on the Print IHI Card option from the menu in Step 3. Select the academic year and click Print Card to get your IHI card.
When can you activate your IHI coverage?
Semester Date from which you can activate IHI Coverage
Fall (Returning/»ÆƬÀóÖ¦ÊÓƵly-Admitted) August 1
Winter (»ÆƬÀóÖ¦ÊÓƵly-Admitted) December 1
Summer (»ÆƬÀóÖ¦ÊÓƵly-Admitted) April 1

Exchange students who require a reassessment of the international health insurance fee must activate their coverage.

Once the IHI plan is activated, the student can:

  1. Get covered for a default period of 12 months from September 1 to August 31 the following year.
  2. Get access to the facilities at the Student Wellness Hub.
  3. Make claims for your medical expenses.
  4. Use the the electronic version of the McGill's IHI card obtained in Step 6 on a mobile device when accessing the Student Wellness Hub and Hospitals in Montreal.

»ÆƬÀóÖ¦ÊÓƵ students get 2 complimentary weeks of coverage prior to the start date of the IHI contract, in case they need to seek urgent medical care before the start of the academic term. For example, a new student starting their program in the Fall will begin their two complimentary weeks of coverage on August 15th.

If you are arriving in Canada earlier than 2 weeks before the start of your IHI contract, we strongly recommend having private medical health insurance coverage. You may choose to buy a visitor’s health insurance plan from  (partner organization with Medavie Blue Cross). You may obtain a or by calling 1-888-822-5383 (8h to 18h, Monday to Friday).

Disclaimers

Maternity Benefits

  1. Maternity benefits extend to you and your spouse if:
    1. You re-register and were already covered under the IHI plan.
    2. You or your spouse were previously insured by a benefit from a group insurance plan offered by a recognized Canadian education during the previous academic year.
  2. If you or your spouse were not insured during the previous academic year:
    1. Maternity benefits are insured if normal delivery takes place during the first 30 weeks following initial registration in the plan up to a maximum of $20,000.
    2. In case of a miscarriage or early delivery, the 30 week limit does not apply as long as conception occurred during the first 6 weeks immediately prior to or subsequent to registration.

Dependants

  1. It is your responsibility to make necessary changes to your health coverage as dependants join you in Canada.
  2. If your dependent rejoins the IHI plan in future terms, and there is a gap in coverage, please be aware that they will not be eligible for the two (2) weeks of complimentary coverage and that the preexisting conditions limitations (lifetime maximum of $20,000 CAD) may apply.
  3. You can cancel coverage for your dependants:
    1. Within 30 days  the first 30 days of a semester of study.
    2. You have proof that your dependant is either outside Canada and/or leaving Canada.
  4. For returning students:
    1. It is your responsibility to add your dependants to your IHI plan every year when activating your coverage at the beginning of each academic year. 
    2. Failure to do so will result in the coverage automatically being activated to SINGLE, thereby leaving your dependants without coverage.. 

End of Coverage as a result of Registration Changes

  1. In order to be eligible to use the International Health Insurance contract and make claims:
    1. You must be a registered student at »ÆƬÀóÖ¦ÊÓƵ.
    2. You must pay for the coverage.
  2. Any changes that affect your registration status at »ÆƬÀóÖ¦ÊÓƵ, may result in the automatic cancellation of your International Health Insurance plan. Examples of these situations include, but are not limited to:
    1. Admission Deferral.
    2. University Withdrawal.
    3. Registration Gap.
    4. Leave of Absence in any given term.
    5. Other kinds of absence of registration.

  3. Notify ISS immediately of any changes in your registration status to understand how it affects your eligibility for McGill’s International Health Insurance.

  4. You are responsible for reimbursing Medavie Blue Cross for any claims refunded after the changes in your registration status.

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IHI Webinar

For more information on International Health Insurance, please consult the following webinar recording:

Accessing Healthcare Webinar

For more information on accessing healthcare as an international student in Quebec, please consult the following webinar:

In addition to the information above, please also review ISS' FAQs page.

FAQs
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